Credit Enhancement

Credit enhancement is the improvement of the credit profile in a company's attempt to improve its debt or credit worthiness. Applied in structured financial transaction such methods improve credit rating of companies, financial products or transactions. It is a key part of securitization in structured finance. Through credit enhancement, the lender is provided with reassurance that the borrower will honour the obligation through additional collateral, insurance, or a third party guarantee. Credit enhancement reduces credit or default risk of a debt, thereby it increases the overall credit rating and lowers interest rates. At times, credit enhancement is used to obtain better terms for an outstanding debt. Securitization, posting collateral and obtaining external credit enhancement such as a letter of credit are some basic forms of credit enhancement. Companies may also increase cash reserves or take other internal measures to uphold superior solvency ratios.

We at Selective Financial Services work with collateral providers especially to avail financial instrument leasing. Credit enhancement instruments back up loan transactions that require financial instruments as a form of supplementary collateral.

Selective Financial Services's Financial Strategies Team evaluates options and engineers financial solutions to optimize a customer's balance sheet and enhance alternative funding options through our strong relationships with international banks and global institutional investors.

Based on the resources of qualified investors and private lenders, we provide POF, Proof of Funds instruments to help you proof your financial capacity for business, or investment purposes. To back up credit lines through secondary collateral, enhancement instruments are structured in the form of bank guarantees, or an SBLC, a Standby Letter of Credit, an L/C or, a Blocked Funds- or Reserved Funds confirmation. Even though they are meant to be purely credit enhancement instruments, they are issued by major world banks in New York, Hong Kong, London or Zurich, advised by SWIFT MT 799, and, are confirmed by SWIFT MT760.

The ultimate goal of alternative finance is to enhance your financial possibilities by leveraging your available cash and credit position to unmatched financial options available to you. This can be achieved by using the financial strength of a third party utilizing proof of funds capabilities, alternative financial Instruments, and leasing of securities and collateral. Explore alternative financial options in greater detail and talk to your Relationship Manager.

Proof of Funds and Blocking of funds for your transaction

There are many different ways to structure a Proof of Funds scenario, as there are different transactions in which such a proof is required. This report provides details of all aspects that have to be considered. Only once Selective Financial Services has a complete understanding of what you want to achieve, a structure of that perfect financial solution can be engineered. A POF is usually document that demonstrates that a person has the ability and funds available to use for a transaction. It comes in the form of a bank-, security- or custody statement. The purpose of the document is to ensure that the funds required for the transaction are obtainable and legitimate. Obviously, the price of a proof of funds services is determined by the strength of the service that is required and by the term it should be valid. The stronger your requirement, the higher will be the fee for the arrangement. The longer the validity period, the higher will be the fee. The Research Team of Selective Financial Services sends you the free copy of the original report if you select R10 here.

Bank Guarantee Leasing

There are many different ways to structure a guarantee product, as there are different transactions for which such a Guarantee is required. Only once we have a complete understanding of what you want to achieve, once you recognize and determine your present situation and possibilities, we will be able to structure that perfect financial solution. Obviously, consulting fees are determined by the amount of work involved and the price for arrangement- and leasing fees are determined by the risks involved and the strength of the service that is required. The greater the risk involved and the stronger your requirements, the higher will be the annual leasing fee for the arrangements obviously. The Research Team of Selective Financial Services sends you the free copy of the original report if you select R8 here.

Project Funding supported by Bank Guarantees

If you have a great project and need funding, or if you have a business with the potential for above average return on investment and need finance for growth, then this report provides inside information on a workable financial solution for your project. You will find this helpful in your financial transactions and general business. It indicates how you can obtain a bank guarantee to support your funding efforts. Selective Financial Services can fund, or help you get your project funded. Our Relationship Managers will only take on projects that Selective Financial Services would invest in or partners of our company. Our team has the scope and capability to accommodate projects in different countries around the world. We engage our technical and financial know how in Feasibility Studies, Technical Reviews, Due Diligence, Financial Engineering, Project Management, and Administration Overviews. With current challenges faced by the global economy, our experts provide the answers and demonstrate ability to exceed your expectations. Private Money Funds as well as our own funds are available and allow us a great deal of flexibility in offering non-traditional funding programs. For the benefit of our clients, we maintain close relations with government and institutional Project Funders worldwide. The Research Team of Selective Financial Services sends you the free copy of the original report if you select R7 here.

Professionals working for a common goal!

This report provides information on opportunities within the Selective Financial Services organisation. It reveals how a members of Selective Financial Services work for the common goal – to find that perfect solution to any financial challenge. A Broker can advance to be Relationship Manager. People with passion for research look into financial markets in their own way and publish findings to an influential international financial audience. The Financial Strategies team uses this basic research in their day to day work. Investors interested in project funding play an important role in the organisation as well as providers of new financial concepts. The Research Team of Selective Financial Services sends you the free copy of the original report if you select R8 here.

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